Check 5 Amazing Features Offered on Axis My Business Credit Card

Business Credit Card

Axis Bank is one of the largest private sector banking institutions in India. It offers a host of different credit cards across multiple categories. From business credit cards to shopping cards, Axis Bank credit cards are designed to meet the varying requirements of Indian consumers. 

Among the many different choices, the Axis MY Business credit card offered by the bank is by far one of the best tools that any business owner can possess. If you’re a business person who is looking to apply for an Axis credit card, then the Axis MY Business card may just be what you need. 

Want to know more about this particular credit card? Check out some of the amazing features that it comes with.   

Features of the Axis MY Business Credit Card

The features and benefits offered by this particular business credit card from Axis Bank are plenty. Here’s a quick look at 5 key features that it comes with. 

  1. Automatic Bill Payment 

If you’re a business owner, it is natural for you to occasionally forget to pay your bills on time. However, failing to pay your bills can end up putting your entire business at risk. But with the Axis MY Business credit card on your side, you will never have to deal with unpaid bills anymore. 

All that you need to do is set up a standing instruction on your card, which only takes a few minutes. Once you’re done, your utility bills and other recurring bills will be automatically paid on the set date each month. Axis Bank currently offers this bill payment facility for more than 90 billers.

  1. Cash Advances
ALSO READ  Best Healthcare Business Management Tips for You To Practice

There may be times when you’re in urgent need of cash, but you find yourself falling short. In such situations, what do you do? Here’s where the Axis MY Business credit card comes into the picture. With the card, you can withdraw cash to the tune of 30% of the available credit limit on your card from almost any Visa ATM in the world. 

That said, using your credit card to withdraw cash will incur a cash advance charge, which is 2.5% of the withdrawn amount or Rs. 250, whichever is higher. In addition to this, you will also have to pay interest on the withdrawn amount at 3.25% per month (46.78% per annum). 

  1. EMI Conversion

This is another reason why you should apply for this Axis credit card. With the MY Business credit card from the bank, you can quickly split big ticket purchases into affordable installments at attractive interest rates. That’s not all. You get the freedom to choose the tenure of the EMIs as well. 

This feature is available on all transactions above Rs. 2,500 and can be utilised by either logging into your credit card account or by calling the customer care of Axis Bank. A one-time processing fee of 1.5% of the amount being converted into an EMI or Rs. 250, whichever is higher will be charged.

  1. Loyalty Rewards 

The Axis Bank MY Business credit card is eligible for the eDGE Loyalty Rewards programme. For every spend that you make on the card you stand to gain loyalty reward points. Once you’ve accumulated enough points, you can choose to redeem them for exciting rewards, discount vouchers, and other offers. 

ALSO READ  Travel sickness in small children

Here’s a quick look at the amount of points you get to accumulate on transactions eDGE Loyalty Rewards programme. 

  • You receive 100 reward points on the first online transaction that you make after card activation
  • You receive 4 reward points for every Rs. 200 spent on the card 
  • You receive double points on all spends made during your birthday month
  1. Surcharge Waiver 

If you tend to use a credit card for your fuel spends, then you should look to apply for this Axis credit card. The Axis Bank MY Business credit card offers a 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 4,000. Thanks to this fuel surcharge waiver feature, you can reduce your overall fuel expenses by up to Rs. 400 per month, which is the maximum amount of waiver that you’re eligible for. 


Well, there you have it. These are the 5 key features of the Axis Bank MY Business credit card. In addition to this, there are also a few other features and benefits that you stand to enjoy by opting for this card. One such benefit is the complimentary access to airport lounges within India. Using the card, you can getl up to 2 complimentary visits to lounges on each calendar quarter.

Now, before you go ahead and apply for this Axis credit card, make sure to read through the schedule of charges applicable on the card. This will ensure that you’re aware of the various fees associated with the card and can help you make an informed decision.

ALSO READ  What Are The Benefits Of Carpet Cleaning London?

About Storify Go (Admin)

Hello! My name is Mr. Robert James. I am a content writer & full-time professional Web Designer and Developer specially WORDPRESS with vast experience. I started my graduation in 2014 and graduated in 2018. I'm a professional article and blog writer, has written dozens of content on different topics and worked with professionals all over the globe. My passion for exploring technology and gathering unique information for the benefit of others has led me to pursue a career in news reporting. I take pride in providing timely coverage of the latest news across Pakistan as a personal hobby and professional responsibility."

View all posts by Storify Go (Admin)